These Terms and Conditions have been formulated in strict adherence to Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011.
The domain name, https://www.craftingcredit.com (hereinafter referred to as the "Website"), is the rightful property of Crafting Credit Services LLP (hereinafter referred to as "The Company" or "us").
These Terms and Conditions ("Agreement") shall govern any access to our Website, services, and tools. By utilizing this Website, it signifies that you are entering into a contractual relationship with The Company, and these Terms and Conditions establish legally binding obligations upon you. Before proceeding with the use of the Website, it is essential to carefully read and comprehend the entirety of these
Terms and Conditions.
Kindly note that The Company reserves the right to modify or amend these Terms and Conditions at any time, without prior notice to you. Such changes or revised terms will be posted on this Website. It is strongly advised that you review these Terms and Conditions whenever you visit the Website to ensure your understanding of the current terms governing its use.
The Company retains the authority to terminate your access to the Website at its discretion and for any reason. It is further clarified that certain provisions, including the disclaimer of warranty, accuracy of information, and indemnification, shall remain valid and enforceable even after such termination.
In these Terms and Conditions, the term "Services" pertains to the diverse array of products and services offered by The Company through its Website or other affiliated websites, which may be subject to change from time to time.
Within this document, the terms "you," "your," or "user/User" pertain to individuals or entities, whether natural or legal, who possess the legal capacity to enter into a contract in accordance with the stipulations of the Indian Contract Act, 1872. Additionally, these individuals or entities must express a desire to avail themselves of any service provided by The Company.
The provision of Services by The Company is governed by these comprehensive Terms and Conditions, encompassing the entirety of our understanding and agreement.
Registration and Utilization of Services
In order to access the Services, kindly complete the registration process on our Website and establish an account, referred to as the "User ID." To activate your User ID, it is necessary to furnish your personal information, such as your phone number and email ID, to The Company. Additionally, if applicable, your bank account details will be obtained from credit information companies with whom The Company maintains a liaison.
To avail certain Services, you might be required to provide specific documents or information. For an understanding of how such data is collected and utilized, please refer to our Privacy Policy accessible on the Website. Should these Terms and Conditions, along with the Privacy Policy, not align with your acceptance, we kindly request you not to furnish any of your information to The Company. Please be aware that in the absence of complete information, we may not be able to provide you with the Services or a portion thereof.
The activation of particular services, offered either directly by the Company or through affiliated third parties, may necessitate several days, and you shall be duly informed accordingly.
By consenting to these Terms and Conditions, you grant The Company, including its service partners, the authority to process your data within the scope and for the purposes of the Services you have availed.
The Company reserves the exclusive right to decline your registration request for the Website if complete and accurate information is not provided.
Your User ID is intended for personal, non-commercial use, and the information and documents you submit to The Company are not associated with any third party.
You affirm that all details and documents provided to The Company are true, complete, and accurate, supported by genuine and valid documentation. Furthermore, you assure that this information will remain current, complete, and accurate throughout the validity of your User ID.
From time to time, The Company may request specific documents, and you are obligated to provide them. Any loss, damage, claim, action, costs, charges, or expenses incurred by The Company due to reliance on the documents and information provided by you will be indemnified by you.
Under no circumstances should you share, assign, transfer your User ID, or divulge your password to any third party.
You acknowledge and comprehend that you bear the responsibility of maintaining the confidentiality of passwords associated with the Website for accessing the Services. Consequently, you agree that you will be solely accountable to The Company for all activities carried out under your account. In the event of any unauthorized use of your password or account, you commit to promptly notify The Company by sending an email to us () with the subject line ‘UNAUTHORIZED ACCESS OF MY USER ID’.
Fees and Expenses
The applicable fees for the diverse range of Services are clearly outlined on our Website. Please note that the charges paid for availing the Services are non-refundable.
Upon successful registration, The Company shall only be obligated to provide the Services once the User completes the payment for the chosen Service(s). In the absence of complete payment, The Company is under no obligation to furnish the Services.
Scope of Services
The Company provides Services for finding easy solutions to complex financial problems and helps to fix bad credit in any form, ensuring financial security against any kind of fraud/ID theft to the users including data monitoring service on various websites, in order to identify and, if necessary, prevent any fraudulent use of such data to the detriment of the Customer, supporting them in the management of their data in different computer environments.
Modification of Services
The Company has the right to discontinue, change or modify the Service (by addition, deletion or modification) from time to time. However, The Company does not have any obligation to issue a refund to the user on account of discontinuation or termination of the Services, whether at the option of the Company or the User.
Refund & Cancellation
If incase the refund is processed or the enrolled client avails for the cancellation of the services the same would be processed in maximum 7 days.
All the Intellectual Property Rights (which shall mean and include all present and future rights conferred by statute, common law or equity in or in relation to any copyright, know-how, trade marks (whether registered or not), business names (whether or not registered), domain names, inventions, discoveries, patents, patent applications, designs, circuit layouts and all other intellectual property) in connection with Services provided by The Company or the information uploaded on the Website vests with The Company on its creation.
The software, text, images, graphics, video and audio used on this Website belong to The Company who owns the same. No material from this Website may be copied, modified, reproduced, republished, uploaded, transmitted, adopted, posted or distributed in any form whatsoever without prior written permission from The Company in ownership of the said content. All rights not expressly granted herein are reserved. Unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws, and could result in criminal and/or civil actions. Credit Triangle is a registered trademark of The Company. This trademark may not be used in any manner without prior written consent/license/authorization fromTthe Company.
Permission is hereby granted to electronically copy and to print in hard copy, limited portions of the materials published by The Company on this Website for the sole purpose of using material/information contained therein for personal information and non-commercial use only. Except in connection with personal informational and non-commercial use, none of the Contents may be copied, reproduced, distributed, republished, downloaded, displayed, posted electronically or mechanically, transmitted, adopted, recorded, in any manner mirrored, photocopied, or reproduced without the prior written permission of The Company or the applicable copyright owner. Any other use of materials/ information on the Website, including any commercial use, reproduction for purposes other than that noted above, modification, distribution, or republication without the prior written permission of The Company is strictly prohibited and may violate copyright or trademark laws.
The Company is not responsible for any damages resulting from use of this Website by anyone. You will not use the Website for illegal purposes. You will (1) abide by all applicable local, state, national, and international laws and regulations in your use of the Website (including laws regarding intellectual property), (2) not interfere with or disrupt the use and enjoyment of the Website by other users, (3) not resell material on the Website, (4) not engage, directly or indirectly, in transmission of "spam", chain letters, junk mail or any other type of unsolicited communication, and (5) not defame, harass, abuse, or disrupt other users of the Website
All contents on this Website are protected by copyright. Except as specifically permitted herein, no portion of the information on this Website may be reproduced in any form, or by any means, without prior written permission from The Company. Visitors or users are not permitted to modify, distribute, publish, transmit or create derivative works of any material found on this site for any public or commercial purposes.
Limitation of Liability
In no event will the Company be liable for damages of any kind, including without limitation, direct, incidental or consequential damages (including, but not limited to, damages for lost profits, business interruption and loss of programs or information) arising out of the use of or inability to use the Website or any other website that the user is directed to from this Website, or any information provided on the Website or any other website that the User is directed to from this Website, or the Services provided. Some jurisdictions do not allow the limitation or exclusion of liability. Accordingly, some of the above limitations may not apply to the User. If, despite the limitation above, the Company is found liable for any loss or damage which arises out of or in any way connected with any of the occurrences described above, then the liability of the Company will in no event exceed, in the aggregate, the service fees you paid to The Company in connection with such transaction(s) on this Website.
The limitation of liability reflects the allocation of risk between the parties. The limitations specified in this section will survive and apply even if any limited remedy specified in these terms is found to have failed its essential purpose.The Company does not accept any responsibility towards the contents and/or information practices of third party sites which have links through the Website. The said links to internal or external website locations are only for the purpose of facilitating your visit or clarify your query. The Website, and all content, materials, information, software, products and services provided on the Website, are provided on an "AS IS" and "AS AVAILABLE" basis. The Company expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
The Company shall have no responsibility for any damage to a User's computer system or loss of data that result from the download of any content, materials, information from the Website.
The information contained in this Site has been obtained from sources believed to be reliable. The Company disclaims all warranties as to the accuracy, completeness or adequacy of such information.
Indemnity
You agree to indemnify, defend and hold harmless The Company and any of its contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys' fees and expenses, of third parties relating to or arising out of (1) the breach of your representations and obligations under this Terms and Conditions (2) the Website content or your use of the Website content and/or Services for any illegal purposes; (3) any violations of intellectual property or other proprietary right of any person or entity; (5) your violation of any provision of this Terms and Conditions; or (6) the submission of any data or material that is in violation of any applicable law or third party website.
When The Company is threatened with suit or sued by a third party, The Company may seek written assurances from you concerning your promise to indemnify The Company; your failure to provide such assurances may be considered by The Company to be a material breach of this Terms and Conditions. [Business Name] will have the right to participate in any defense by you of a third-party claim related to your use of any of the Website content or Products, with counsel of [Business Name] choice at its expense. The Company will reasonably cooperate in any defense by you of a third-party claim at your request and expense. You will have sole responsibility to defend The Company against any claim, but you must receive The Company prior written consent regarding any related settlement. The terms of this provision will survive any termination or cancellation of this Terms and Conditions or your use of the Website or Services.
Suspension & Termination
The Company reserves the right to terminate your access to the Website if it reasonably believes, in its sole discretion, that you have breached any of the Terms and Conditions Following termination, you will not be permitted to use the Website and The Company may, in its sole discretion and without advance notice to you, cancel providing you the Services. If your access to the Website is terminated, The Company reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Website. This Agreement will survive indefinitely unless and until The Company chooses, in its sole discretion and without advance to you, to terminate it.
These Terms and Conditions shall be binding on you from the time you click and accept these Terms and Conditions as the case may be, and will continue until either you or The Company terminates the Agreement.
In case of any breach of Terms and Conditions by you, The Company may terminate the Agreement and as a result de-activate your User ID forthwith sending an email to the registered email address.
If you wish to terminate the Agreement, you can request for deactivating the User ID by writing to us at support@craftingcredit.com. We will deactivate the ID within 3 Business Days.
Once the Agreement is terminated, your right to access and/or use the Service(s) will cease immediately and you will no longer be able to log on to the website using your User ID. Any personal information that is in the possession of The Company will be dealt with in accordance with our Privacy Policy.
Assignment
The license granted to you by these Terms and Conditions is personal to you and you shall not assign or transfer any of your rights or obligations without our prior written consent.
Waiver
Any failure or delay on the part of The Company or you in exercising any right or remedy hereunder shall not operate as a waiver thereof. Any waiver (express or implied) by either party of any default or breach of these terms shall not constitute a waiver of any other or subsequent default or breach.
Permitted use
The Services facilitated by the Company will be availed by you for personal and non-commercial use and shall not be used by you for illegal purposes or in a manner that directly or indirectly violates the rights of other users and/or third parties
All information or other materials available on the Website, logos, trademarks etc are the property of The Company and/or its licensors and are protected by copyright and/or other applicable intellectual property right laws.
Use of the information available on this Website that may violate copyright, trademark and other applicable laws will result in legal action.
All rights, title and interest in the Website and the Services provided are exclusively reserved by The Company. You shall have no right toto use the Website or avail our Services in violation of these Terms and Conditions.
Severability
If any of these Terms and Conditions are held to be invalid, illegal or otherwise unenforceable by a Court, such provision will be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law, and if no feasible interpretation will save such provision, it shall be severed from these Terms and Conditions as the case may be, and the remaining provisions remain in full force and effect.